10 / 15
|
11
www.mcompany.comMURPHY BANK
BASIC CHECKING
Easy to understand. Easy
to use. A basic account
for basic checking needs.
MURPHY BANK
FIFTY- FIVE (55+)
Enjoy free bank stock
check plus other free
or discounted banking
services.
MURPHY BANK
INTEREST
CHECKING
It’s affordable and it
earns interest!
MURPHY BANK
FLAGSHIP ACCOUNT
Higher balances reap better
rewards on this full service
checking account!
Opening Balance
$100
$100
$100
$100
Unlimited Check Writing
Yes
Yes
Yes
Yes
Earns Interest
1
No
No
Yes
Yes, tiered levels:
$0-$24,999
$50,000-$49,999
$50,000-$99,999
$100,000 and up
Minimum Balance Requirement
None
$100
$1,500
$25,000 checking only or
combined balances from linked
checking, savings or money
market accounts
CDs, IRAs or personal loans
Monthly Service Fee
$0
$0 with direct deposit
$7.50 without direct
deposit
$7.50
$25
Monthly Imaged Statement
e-Statement Required
No Charge
No Charge
No Charge
Imaged Items with Statement
2
No Charge
No Charge
No Charge
No Charge
Free Checks
No
Yes, bank stock
No
Yes, bank stock
Fidelity Debit Card
3
No Charge
No Charge
No Charge
No Charge
Fidelity Online Bill Pay
No Charge
No Charge
No Charge
No Charge
Other Account Advantages
25% interest rate
discount for auto debit
of payment on a new
consumer loan
10% discount on Safety
Deposit Box annual rental
fee
A .25% one-time per year
interest rate bonus on a
new CD
Earns interest on all
checking balances
A .25% interest rate
discount for auto-debit
of payment on a new
consumer loan
10% discount on Safe Deposit
Box annual rental fee
A .25% one-time per year
interest rate bonus on a new CD
.25% interest rate discount for
auto debit of payment on a new
consumer loan
Checking Accounts
The checking accounts we offer are built for all types of customers and their specific needs. On page 2, we described the
account you will have with us. Should you decide to pick a different checking account, please call us and we will be happy
to make that switch for you.
Want to do something good for the earth and convenient for you at the same time?
With Murphy Bank e-Statements, you can view statements of all you accounts from anywhere you want,
anytime you want. Turning on e-Statements does stop paper statements.
1
Interest is calculated using the daily ledger balance method
2
Imaged item fronts are present in standard format of 12 on a page. An additional fee me by incurred for alternative format presentation.
3
Some fees and restrictions associated with card usage