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The greatest advance in home purchase

Nobody charges a lower *APR

(Annual percentage rate of charge)

than the Irish Permanent. Lower APR means low

monthly repayments for you. In fact, a HOME ADVANCE of

£30,000 over 25 years can cost you up to £6000 less to repay

than a home loan from the major banks.

Benefits to the Borrower

90% loans

25 year term

No previous investment required

No charge for Society's legal costs

Low monthly repayments

per £1000 borrowed

Endowment Mortgage option

Quick decision

Pre-Loan Approval Certificate

(within 24 hours)

No bridging needed

Quick release of cheque

Copy of Valuer's Report

Extra cash to cover expenses

Personal loans

Furniture loans

Low APR

Free advice

No Acceptance Fee

No Redemption Fee

No Administration Fee

For more details call to your local Irish Permanent office - there's one near you.

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IRISH PERMANENT

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The People's Choice

•Typical APR 9.1^