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19

Voluntary Benefits

These great benefits available to you through Voya are an easy and cost effective way to protect your income and

savings while complementing your existing benefits.

HOSPITAL INDEMNITY INSURANCE

When an accident or illness results in an inpatient

hospital stay, the costs can add up. If you or a

covered family member has a covered inpatient

hospital stay, this plan will pay you a lump-sum, tax-

free benefit.

Compass Hospital Indemnity Insurance provides you

a daily benefit of $100, $200, $300 for the time

you are admitted to the hospital, up to 30 days per

confinement. Benefits can be used to help cover

out-of-pocket medical costs like your plan

deductible, copays or lost income from work.

There are no waiting periods or pre-existing

limitations on this plan, and it is offered on a

guaranteed issue basis, so no health questions are

asked. Spouses under age 70 and children under

age 26 are eligible to apply. This plan is portable, so

you can take it with you.

Sample premium cost:

Employee

Coverage

Family

Coverage

Age 25

$6.44

$19.04

Age 35

$6.56

$19.29

Age 45

$8.12

$22.50

Age 55

$12.45

$31.70

Note:

Rates are age-banded and this is an example of cost for a

$100 daily hospitalization benefit. Log on to

mybenefitsatalliant.com t

o see the cost of a Hospital Indemnity

plan for the benefit amount and coverage tier of your choice.

CRITICAL ILLNESS INSURANCE

Compass Critical Illness Insurance offers you some

financial protection so you can focus on your

recovery. This plan will pay you a lump-sum benefit

if you are diagnosed with one of the following

critical illnesses:

Heart Attack

Stroke

End Stage Renal Disease (Kidney Failure)

Coronary Artery Bypass

(25% of the maximum Critical

Illness benefit)

Coma

Major Organ Failure

Permanent Paralysis

Cancer

Carcinoma in Situ

(25% of the maximum Critical Illness

benefit)

You can use your benefit whatever way you need it

most, whether it’s paying your mortgage, child care,

groceries, deductibles or copays.

There are no waiting periods or pre-existing

limitations on this plan, and it is offered on a

guaranteed issue basis, so no health questions are

asked.

Sample premium cost:

Employee

Coverage

Family

Coverage

Age 25

$7.30

$19.90

Age 35

$9.30

$23.05

Age 45

$17.30

$36.25

Age 55

$32.70

$63.35

Note:

Rates are age-banded and this is an example of cost for

Critical Illness benefit. Log on t

o mybenefitsatalliant.com

to see

the cost of Critical Illness plan for the benefit amount and

coverage tier of your choice.