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Contact Information
4

Enrolling in the Plans
5

Eligibility
5

Frequently Asked Questions
5

Your Health Plan Options
6

Advocate4ME
6

Virtual Visits
7

Rally
7

How to Find a Provider
7

Medical Insurance
8

Health Savings Account (HSA)
11

Your Health Benefits
12

Dental Insurance
15

Vision Insurance
16

Basic Life Insurance
17

Accidental Death & Dismemberment (AD&D) Insurance
17

Voluntary Life Insurance
17

Value Added Benefit from The Standard
18

Short Term Disability
18

Long Term Disability
19

Retirement Plan
19

Employee Assistance Program (EAP)
19

Critical Illness and Accident Protection
20

Lifetime Benefit Term Life Insurance with Long Term Care (LTC) Protection
20

Flexible Spending Account (FSA)
20

Spouse/Domestic Partner Premium Surcharge Form
23

FSA Enrollment Form
24

Enrollment Worksheet
25

Important Notices
27

Glossary of Terms
31