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TABLE OF CONTENTS
Who Can You Cover? ..................................................................................................... 3 Where To Go For Care ................................................................................................... 5 Medical – Anthem Blue Cross ........................................................................................ 6 Prescription Drugs – Express Scripts ............................................................................... 8 Carrum Health.............................................................................................................. 9 Vision - VSP............................................................................................................... 10 Dental – Delta Dental .................................................................................................. 11 Life Insurance - Voya .................................................................................................. 13 Disability Insurance - Voya........................................................................................... 14 Accident & Critical Illness Plans - Voya ......................................................................... 15 Employee Assistance Program...................................................................................... 16 Flexible Spending Accounts - BCC................................................................................ 17 Health Savings Account............................................................................................... 21 TotalWorks: Your Online Benefits Website...................................................................... 22 Meet Ben-IQ .............................................................................................................. 24 Key Contacts At A Glance ............................................................................................ 25 Frequently Asked Questions ......................................................................................... 27 Key Terms ................................................................................................................. 29Medicare Part D Notice: If you (and/or your dependents) have Medicare or
will become eligible for Medicare in the next 12 months, a federal law gives
you more choices about your prescription drug coverage. Please see the
Annual Notices for more details.