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UNDERSTANDING

YOUR DISABILITY PLAN

Short Term Disability

AVAILABLE COVERAGE

Insurance Carrier

Metlife

Elimination Period

Benefit begins on the 8th day illness / 1st day accident

Weekly Benefit

60% of before tax weekly earnings

Weekly Max

$750

Benefit Duration

26 Weeks

Pre-Existing Conditions

May apply, please see certificate of coverage from Metlife

Long Term Disability

AVAILABLE COVERAGE

Insurance Carrier

Metlife

Elimination Period

180 days

Monthly Benefit

60% of your monthly earnings

Monthly Max

$2,500

Benefit Duration

Social Security Normal Retirement Age

8

DisabilityInsurance

Your employer provides voluntary Short Term Disability and voluntary Long Term Disability insurance

administered by Metlife. Please contact your Human Resources Department for bi- weekly payroll deduction

information.