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2016 Benefits Guide
Contact Information .................................................................................................................................................... 1
Enrolling in the Plans.................................................................................................................................................. 2
Eligibility...................................................................................................................................................................... 3
Frequently Asked Questions ...................................................................................................................................... 3
Your Health Plan Options........................................................................................................................................... 4
Advocate4Me ............................................................................................................................................................. 4
Rally............................................................................................................................................................................ 5
Virtual Visits................................................................................................................................................................ 5
How to Find a Provider............................................................................................................................................... 5
Medical Insurance ...................................................................................................................................................... 6
Health Savings Account ............................................................................................................................................. 9
Care Options ............................................................................................................................................................ 11
Dental Insurance ...................................................................................................................................................... 13
Vision Insurance....................................................................................................................................................... 14
Life and Accidental Death & Dismemberment ......................................................................................................... 15
Voluntary Life and Accidental Death & Dismemberment ......................................................................................... 15
Long Term Disability................................................................................................................................................. 16
Employee Assistance Program ................................................................................................................................ 17
Wellness ................................................................................................................................................................... 17
Flexible Spending Account....................................................................................................................................... 18
Worksite.................................................................................................................................................................... 20
Important Notices ..................................................................................................................................................... 21
Marketplace Options ................................................................................................................................................ 22
Medicaid Chip Notice ............................................................................................................................................... 23
Medicare Part D Creditable Coverage ..................................................................................................................... 24
Glossary of Terms……………………………………………………………………………………………………………25
TABLE OF CONTENTS