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2016 Benefits Guide
Contact Information .................................................................................................................................................... 1
Benefit Information ..................................................................................................................................................... 2
Open Enrollment ........................................................................................................................................................ 2
Eligibility...................................................................................................................................................................... 2
Frequently Asked Questions ...................................................................................................................................... 2
Medical Insurance ...................................................................................................................................................... 4
UnitedHealthcare Plan Designs........................................................................................................................... 4
Monthly Retiree Cost ........................................................................................................................................... 4
Health Savings Account (HSA) .................................................................................................................................. 5
Virtual Visits................................................................................................................................................................ 6
Advocate4Me ............................................................................................................................................................. 6
LiveHealth Online ....................................................................................................................................................... 7
Care Options and When to Use Them....................................................................................................................... 7
Health Care Coverage Options COBRA and Its Alternatives .................................................................................... 9
Dental Insurance ...................................................................................................................................................... 11
Delta Dental of Missouri Plan Designs .............................................................................................................. 11
Monthly Retiree Cost ......................................................................................................................................... 11
Vision Insurance....................................................................................................................................................... 12
EyeMed Plan Design ......................................................................................................................................... 12
Monthly Retiree Cost ......................................................................................................................................... 12
Important Benefit Information ................................................................................................................................... 12
Online Enrollment..................................................................................................................................................... 13
Log In Information .............................................................................................................................................. 13
Important Notices ..................................................................................................................................................... 14
Special Enrollment Notice.................................................................................................................................. 14
Notice of Material Change (Also Material Reduction in Benefits)...................................................................... 14
Women’s Health and Cancer Rights Act Of 1998 ............................................................................................. 14
Notice of Privacy Practices ................................................................................................................................ 14
Marketplace Options .......................................................................................................................................... 14
Medicaid CHIP Notice........................................................................................................................................ 15
Medicare Part D Credible Coverage.................................................................................................................. 15
Glossary of Terms .................................................................................................................................................... 17
Table of Contents