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2016 Benefits Guide
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Benefit Information
Lindbergh Schools’ retiree benefit plans renew January 1,
2016, which means it is time for the Annual Enrollment
period. Our retiree benefit package includes Medical,
Dental, and Vision. For 2016, our medical and dental
benefits will remain with our current carriers. EyeMed will
be our new vision carrier.
Lindbergh self-funds the medical plan. Our claims this
year were higher than in the past. As a result there will
be a slight increase in the monthly premium to remain on
the High PPO Plan. A new Base Plan is offered with no
increase in premium payments.
Our dental rates through Delta Dental are not increasing.
Please note that there will be a benefit change in the
Base Plan.
This Benefit Guide provides a brief summary of all the
District’s benefit plans along with the rates based upon
the coverage you select. You will also find notices and
other important information in this guide.
Important Benefit Change
Beginning January 1, 2016, we will offer three medical
plan choices - a Base Plan, High Plan and a Qualified
High Deductible Health Plan.
The Qualified High Deductible Health Plan will continue
with an individual deductible of $2,600 and the family
deductible will remain at $4,000. The prescription drug
coverage under the Qualified High Deductible Health Plan
remains integrated with the medical coverage.
The new Base Plan will have an individual deductible of
$500 and $1,000 for the family. The office visit copay,
emergency room copay and prescription drug copays will
also be slightly higher than the High Plan.
The benefits under the High Plan remain unchanged.
Open Enrollment
The enrollment system will be open from November 5th
through November 22nd. Please make your benefit
selections for 2016 at this time. Everyone
MUST
login to
the enrollment system and make their benefit selections
for 2016 prior to the end of the day on November 22nd.
Enrollment instructions are located on page 13 of this
newsletter. Please note that you will not be able to
access the enrollment site prior to November 5th.
Eligibility
WHO CAN YOU ADD TO YOUR PLAN:
Eligible:
■ Your legal spouse
■ Your or your spouse’s child who is under age 26
■ Legally adopted child or a child placed for adoption
■ Child for which you or your spouse is the legal
guardian
■ A disabled child who is unmarried and over age 26
■ A child for whom health care coverage is required
through a Qualified Medical Child Support Order or
other court order.
Ineligible:
■ A common law spouse
■ Domestic Partner
■ Divorced or legally separated spouse
■ Foster Children
■ Sisters, brothers, parents, or in-laws, grandchildren,
etc.
Frequently Asked Questions
ARE CHANGES TO MY PLAN ALLOWED DURING THE
YEAR?
Generally, you may only enroll in the plan, or make
changes to your benefits during the re-enrollment period
or when you are first hired. However, you can make
changes/enroll during the plan year if you experience a