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EDM, Inc.
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EDM knows your employee benefits package is extremely important to you and understands that benefits
should meet your and your family’s needs, as well as be affordable. We are partnered with Tina Borge of
CBIZ Benefits & Insurance Services, Inc. who assists us with making sure our benefits are comprehensive
and meets the needs of our employees, while still managing the costs. This year we received an increase
from United Healthcare. We conducted a full market research for our health benefits and were unable to
get competitive rates and benefits from the other carriers. In addition to renewing with United Healthcare,
we have decided to change the current plan to a plan where office visits, urgent care, and emergency
room visits are subject to deductible and coinsurance. More details will follow in this Employee Benefits
Guide.
Note: Your annual medical deductible will start over July 1, 2017 and accumulate through June 30, 2018.
EDM will reimburse the first portion of the in-network deductible, office visits, urgent care and emergency
room costs ($2,000 for individual and $3,000 for family). CBIZ will be handling our HRA and all claims will
need to be submitted by the employee.
The Annual Enrollment period runs from June 1 through June 30th and it is the one time of year to
make changes to your current election, adding or removing dependents from your coverage for a
July 1, 2017 effective date. Otherwise, the only way to change your election is due to a qualifying
event (i.e. divorce, marriage, newborn). You must make these changes within 31 days of the event.
For any claim issues, due to HIPAA privacy laws, it is necessary for you to contact the carrier
directly. If your claim issue is not resolved after contacting the carrier, please call Nicol Schmidt
with CBIZ Benefits & Insurance Services, Inc. at 1-314-692-5847 for further assistance.
The purpose of this booklet is to describe the highlights of your benefit program. Your specific rights to benefits under the Plans are governed solely, and in every
respect, by the official Plan documents and insurance contracts, and not by this booklet. If there is any discrepancy between the description of the Plans as de-
scribed in this material and official Plan documents, the language of the documents shall govern.
Welcome to EDM, Inc’s
Annual Enrollment Period