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Frequently Asked Questions
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What is my new bank routing number?
Fidelity Bank’s routing number is 111924787.
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My paycheck is directly deposited weekly;
do I need to notify my employer?
Your direct deposit will continue to post to your
accounts when they are converted to Fidelity
Bank accounts.
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Will I have a choice in the type of account
available to me, or will you choose one for
me?
Your account(s) will be transferred to the
Fidelity Bank account(s) that most closely
fit the features and benefits of your existing
account(s). After April 28, if you determine
that another account type is more appropriate,
simply contact any Fidelity Bank Personal Banker
to change your account type.
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May I continue to use my existing checks for
my accounts?
Yes, you may. First National Bank of
Byers checks will continue to clear for an
undetermined amount of time after April 25.
However, your bank routing number
will
change.
When you reorder your checks through Fidelity
Bank the routing number at the bottom of your
checks will automatically change. If you order
through another check vendor you will need to
provide them with your new routing number.
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Will the bank’s hours remain the same?
Yes. Both the lobby and drive-thru hours at the
current First National Bank of Byers locations
will remain the same as they are now.
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Will the bank staff remain the same?
Fidelity Bank plans to retain all employees at the
First National Bank of Byers locations. Therefore,
you will continue to bank with the same
individuals who have provided the outstanding
customer service you have come to expect.
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Will there be changes to the terms of my
First National Bank of Byers loans?
No. Your interest rate, payment amount, due
date and term will remain the same
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How does this affect my FDIC coverage?
Your FDIC coverage at Fidelity Bank is the
same that you had at First National Bank of
Byers. When two or more insured banks merge,
deposits for the purchased bank are separately
insured from deposits at the purchasing bank
for at least six (6) months after the merger. This
grace period gives a depositor the opportunity to
restructure his or her accounts, if necessary. CDs
from the purchased bank are separately insured
until the earliest maturity date after the end of
the six (6) month grace period. CDs that mature
during the grace period and are renewed for the
same term and in the same dollar amount (either
with or without accrued interest) continue to be
separately insured until the first maturity date
after the grace period. If a CD matures during
the grace period and is renewed on any other
basis, it would be separately insured only until
the end of the six (6) month grace period.
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Will the terms on my CD change?
No. The interest rate and terms of any existing
Certificate of Deposit that you have at First
National Bank of Byers will remain the same.
Please refer to the Certificate of Deposit section
in this book for complete product terms and
conditions
.
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When will I get my new payment book for my
loan?
Fidelity Bank does not use coupon books. Billing
notices are processed and mailed within 15 days
of payment due date. Payments can be made at
any Fidelity Bank location. You can continue to
use your current coupon book for payments for
the life of your existing loan.
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When will I receive my statement?
All First National Bank of Byers checking and
savings accounts will have a statement prepared
on the night of April 25. For most customers
this will be a partial month’s statement. After
conversion, your next statement date will be as
close to your current statement date as possible.
Due to partial statements and our desire to
make sure you are in the best account possible,
we will waive all accounts’ service charges for
3 statement cycles. Beginning with your fourth
statement cycle, standard service charging will
occur.
Get a
$
100
GAS CARD
when you move your car loan
from another bank or credit union