2017 Calvert Benefit Guide

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Plan Description
Losing a loved one can be devastating. Those left behind must deal with final expenses, bills, mortgage and expenses
associated with day to day life. Group Whole Life insurance provides a lump-sum cash benefit upon death. Life-event
riders have been included to help create a Life Events Plan. As premiums continue to be paid, your certificate can
accumulate a fund value, less expenses and the cost of insurance. Net fund value has a guaranteed interest rate of
4.50%.
Plan Features:
 Up to $200,000 of coverage
 Life-event riders available: Accelerated Death Benefit, Long Term Care, and Total Disability Premium Waiver
 Spouse and/or children may be enrolled in a policy if the employee elects coverage
 Policy is portable at the current group rate if you leave or retire from Calvert
Contact
For information on the Unum Benefit Voluntary plans,
please contact Unum at 866-679-3054 or visit
.
Group Whole Life Insurance