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2016 Benefits Guide
Contact Information .................................................................................................................................................... 1
Enrolling in the Plans.................................................................................................................................................. 2
Eligibility...................................................................................................................................................................... 2
Frequently Asked Questions ...................................................................................................................................... 3
Pre-Notification Information........................................................................................................................................ 3
Aetna Providers .......................................................................................................................................................... 3
Medical Plan Important Features ............................................................................................................................... 3
Medical Insurance ...................................................................................................................................................... 4
QHDHP Option ...................................................................................................................................................... 4
H.S.A Information .................................................................................................................................................. 5
Base Plan .............................................................................................................................................................. 7
H.R.A Plan............................................................................................................................................................. 8
Health Reimbursement Account................................................................................................................................. 9
Prescription Benefits ................................................................................................................................................ 10
Preventive Care........................................................................................................................................................ 10
Women’s Preventive Care Coverage ....................................................................................................................... 10
Dental Insurance ...................................................................................................................................................... 11
Vision Insurance ....................................................................................................................................................... 12
Basic Life and Accidental Death & Dismemberment Insurance............................................................................... 13
Voluntary Life and Accidental Death & Dismemberment Insurance ........................................................................ 13
Voluntary Short Term Disability................................................................................................................................ 14
Voluntary Long Term Disability ................................................................................................................................ 14
Voluntary Worksite Benefits ..................................................................................................................................... 14
Employee Assistance Program (EAP) ..................................................................................................................... 15
Flexible Spending Accounts (FSAs)......................................................................................................................... 16
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