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Your Health and Welfare Benefits Plan
ACM offers a wide variety of benefits and gives you the
opportunity to customize a benefits package that meets
your personal needs.
Benefit
Who pays the cost?
Medical Coverage which
includes Rx and Vision
You & ACM
Flexible Spending Account
You
Dental Coverage
You & ACM
Long Term Disability
ACM
Voluntary Life Insurance
You
Voluntary Critical Illness &
Accident Coverage (AFLAC)
You
Who is Eligible?
You are eligible to join Allegany College of Maryland’s
plan if you are a regular, full-time Employee, who is
scheduled at least 30 hours Per Pay Period.
You may also enroll your dependents in Allegany College
of Maryland’s Plan when you enroll. Eligible dependents
include:
Your spouse, to whom you are legally married (who
is neither divorced nor legally separated; common-
law and domestic partners are excluded);
You or your Spouse's child who is under age 26,
including a natural child, stepchild, a legally
adopted child, a child placed for adoption or a child
for whom you or your Spouse are the legal
guardian; or
An unmarried child age 26 or over who is or
becomes disabled and dependent upon you; or
A full-time student up to age 26.
To be eligible for coverage under the Plan, a
dependent must reside within the United States.
When Benefits Begin
Your benefits begin on the first day of the month following
your initial date of hire if you are full-time employee.
About Your Choices
Please read this booklet carefully before making any
decisions. Once you’ve read the booklet, review each
area, one at a time, and consider your options.
Once you have made your decisions complete your
enrollment forms and return to the Human Resource
Department.
We sincerely value your commitment and contributions to
the company and hope you are able to make to most of
your benefit opportunities.
Benefit Information
About Your Choices