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FOR EMPLOYEES AND NON-MEDICARE-ELIGIBLE RETIREES
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Group Life Insurance Program Overview
County employees are offered group term life and accidental
death and dismemberment insurance based on their employ-
ment classification. Life insurance benefits are pro-rated for eli-
gible part-time employees.
Voluntary optional term life insurance for yourself, your
spouse and/or your children (up to age 26) is also available. Re-
fer to the chart below for details. The County group life insur-
ance benefit is insured by MetLife.
Class 1 Group:
includes most employees who are represented
by a Collective Bargaining Unit. Class 1 also includes employees
from the Circuit Court for AA County and the State’s Attorney
Office for AA County.
Class 2 Group:
includes most non-represented employees.
Class 2 also includes employees represented by the Police Su-
pervisors Association, the Detention Sergeants Association,
Sheriff ’s Sergeants Association, Battalion Chief ’s Association
and Police Lieutenant’s Association, Correctional Program Spe-
cialist, Park Rangers and Fraternal Order of Police Lodge 70.
GROUP
Life Insurance
AACG Employees
Class 1
Class 2
Basic Term Life
(paid by County)
$10,000
$50,000 or 2 times salary to
maximum of $100,000
Optional Term Supplemental Life
($200,000 is Guarantee Issue Amount)
$25,000 to $400,000
$25,000 to $400,000
Optional Spouse Life
($25,000 is Guarantee Issue Amount)
$5,000, $25,000 or $50,000
$5,000, $25,000 or $50,000
Optional Dependent Child Life
(birth to age 26)
$2,500, $5,000 or $10,000
$2,500, $5,000 or $10,000
Note: Coverage for spouse and children cannot exceed 50% of the Employee’s combined Basic & Optional Life Insurance policy value. Basic
and Optional Life. Basic and Optional Life insurance policy values reduce by 35% on February 1st following age 65.
Life Insurance Plan Description
Anne Arundel County’s Life Insurance plans are term insur-
ance. Term insurance policies provide protection while you
are employed with Anne Arundel County. The policy does not
earn interest or pay dividends to policyholders. Basic group life
coverage from the County does not continue into retirement.
Benefits are pro-rated for part-time employees eligible for life
insurance. Basic and Optional Life Insurance policy values re-
duce by 35% after age 65.
Life Insurance Beneficiary Designation
All eligible new employees are required to identify a beneficiary
who will receive the life insurance benefit in the event of the
employee’s death. It is important to review your beneficiaries –
especially following major life events such as marriage, divorce,
birth or adoption of a child or a death in your family. Beneficia-
ry designations may be updated at any time. To change your life
insurance beneficiary, fill out a beneficiary change form. Bene-
ficiary change forms are available on the Benefits website and in
the Benefits Office. You may also update your beneficiary on the
online Benefits Center,
https://portal.adp.com.