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2016-2017 Benefits Guide

10

Enhance Your Smile with Dental Coverage

See Clearly with Vision Coverage

Effective December 1, 2016, Sunlife will be

our dental carrier. The benefits are listed

below. To find a provider in your area,

please go to

www.sunlife.com .

PPO Benefits

PPO

Network

Out-of -

Network

Deductible

Individual

Family

$50

$150

$50

$150

Coinsurance

Diagnostic/Preventive

Basic Services

Major Services

Orthodontia (Child)

100%

90%

60%

50%

100%

80%

50%

50%

Annual Maximum

$1,500/person

Ortho Lifetime Max.

$1,000/child

Type of

Coverage

Employee

Bi-Weekly Cost

Employee

$1.15

Employee & Spouse

$8.08

Employee & Child(ren)

$10.18

Employee & Family

$15.51

Our vision plan will also be with Sunlife effective

December 1, 2016. If you utilize an out of

network provider, your benefit is based on a

reimbursement schedule. If you are considering

lasik surgery, there is a discount available. Go

to

www.assurantemployeebenefits.com

and click

on “Vision” then click on “Search for VSP

Provider” to find a participating provider. You

may also contact Customer Service at 1-800-

786-5433.

Benefits

In-Network

Out-of-Network

Examination Co-pay

$10 Copay

$52 Reimbursement

Frequency of Service:

Exam

Lenses

Frames

Every 12 months

Every 12 months

Every 24 months

Lenses

Single

Bifocal

Trifocal

$25 Copay then

100%

100%

100%

Reimbursement

$55

$75

$95

Frames

$25 Co-Pay then

$130 retail allowance

and 20% off balance

$57

Contacts

Necessary

Cosmetic

100%

$130 Allowance

Reimbursement

$250

$105

Type of Coverage

Full Time

Employee

Bi-Weekly Cost

Employee

$3.22

Employee + One

$6.43

Employee & Children

$6.12

Employee & Family

$10.51