2016-2017 Benefits Guide
12
LongTerm Disability Insurance
Telemedicine
Call a Doctor Plus
is designed specifically to reduce your Healthcare costs while providing conven-
ience by giving you immediate access to Healthcare solutions and other personal services. You have
unlimited 24/7 access to doctors and more....with NO CO-PAY!
This is a service provided by Wyman Center AT NO COST TO YOU!
Services Include:
US Board Certified Doctors
Medical Bill Saver
Telephonic Counselors
Legal & financial Services
Eldercare Services
Childcare Services
Online Worklife Resources
FREE Discount Health Card
And More...
Talk to a doctor in 14 minutes on average
No co-pays, deductibles or per-call charges
US based, trained & board certified Doctors
Get prescriptions, diagnosis & treatment plans
Connect 24/7/365 by phone, video or app
For employee’s and families
Long Term Disability will be provided by Wyman Center through Sunlife. Wyman Center pays the TOTAL
cost for this important benefit! In the event that you were to become disabled, this benefit would provide
50% of your salary to $5,000 maximum benefit per month. The waiting period before this benefit begins
is 180 days. The LTD benefit has always been provided to employees without a contribution towards the
premium. As an employer paid benefit, if you receive a disability benefit it is considered taxable income.
To alleviate the taxable benefit, Wyman Center will change the contribution structure to an employee paid
benefit. This change allows disability benefits to be income tax free. To compensate for the cost of your
LTD benefit, the imputed amount will be added to your taxable income. Since the LTD benefit will now be
tax free, Wyman Center has changed the benefit amount from 60% of monthly salary to 50% of monthly
salary. With this change, and with the tax free change, if you do receive a disability benefit you will
receive more per month than what would have been paid previously.