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2016-2017 Benefits Guide

12

LongTerm Disability Insurance

Telemedicine

Call a Doctor Plus

is designed specifically to reduce your Healthcare costs while providing conven-

ience by giving you immediate access to Healthcare solutions and other personal services. You have

unlimited 24/7 access to doctors and more....with NO CO-PAY!

This is a service provided by Wyman Center AT NO COST TO YOU!

Services Include:

US Board Certified Doctors

Medical Bill Saver

Telephonic Counselors

Legal & financial Services

Eldercare Services

Childcare Services

Online Worklife Resources

FREE Discount Health Card

And More...

Talk to a doctor in 14 minutes on average

No co-pays, deductibles or per-call charges

US based, trained & board certified Doctors

Get prescriptions, diagnosis & treatment plans

Connect 24/7/365 by phone, video or app

For employee’s and families

Long Term Disability will be provided by Wyman Center through Sunlife. Wyman Center pays the TOTAL

cost for this important benefit! In the event that you were to become disabled, this benefit would provide

50% of your salary to $5,000 maximum benefit per month. The waiting period before this benefit begins

is 180 days. The LTD benefit has always been provided to employees without a contribution towards the

premium. As an employer paid benefit, if you receive a disability benefit it is considered taxable income.

To alleviate the taxable benefit, Wyman Center will change the contribution structure to an employee paid

benefit. This change allows disability benefits to be income tax free. To compensate for the cost of your

LTD benefit, the imputed amount will be added to your taxable income. Since the LTD benefit will now be

tax free, Wyman Center has changed the benefit amount from 60% of monthly salary to 50% of monthly

salary. With this change, and with the tax free change, if you do receive a disability benefit you will

receive more per month than what would have been paid previously.