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adequate protection, you could have to pull from savings
or rely on other financial sources in your time of need.
Critical illness insurance from Colonial Life & Accident
Insurance Company helps preserve your lifestyle in the
event of a specified critical illness. It provides benefits
that you can use however you like.
Features of Colonial Life’s Critical Illness Insurance:
■ Pays a benefit if you are diagnosed with a covered
specified critical illness.
■ Coverage is available for you and your covered
dependents.
Contact your Human Resources department for rates and
more details.
CANCER INSURANCE
If you were diagnosed with cancer, you could have
expenses that medical insurance doesn’t cover. In
addition to your regular, ongoing bills, you could have
indirect treatment and recovery costs, such as child care
and home health care services.
Cancer coverage from Colonial Life & Accident Insurance
Company can help protect the lifestyle you’ve worked so
hard to build. It provides benefits you can use to help
cover:
■ Loss of income
■ Out-of-network treatment
■ Lodging and meals
■ Deductibles and co-pays
Colonial Life’s Cancer Insurance offers more than 30
benefits that can help you with costs that may not be
covered by your medical insurance.
Features of Colonial Life’s Cancer Insurance:
■ Coverage options are available for you and your eligible
dependents.
■ Benefits are paid directly to you, unless you specify
otherwise.
■ You’re paid regardless of any other insurance you may
have with other companies.
■ You can take coverage with you, even if you change
jobs or retire.
DISABILITY INSURANCE
This voluntary insurance provided through Colonial Life
covers you if you get sick or hurt and can’t work.
In today’s economy, it’d be difficult losing just one
paycheck. But a disability could have you out of work for
days, weeks, months or even a year.
Disability insurance from Colonial Life & Accident
Insurance Company can help protect your income, so you
can maintain your way of life.
Features of Colonial Life’s Disability Insurance
income protection coverage:
■ You’re paid regardless of any other insurance you
may have with other insurance companies.
■ Benefits are paid directly to you, unless you specify
otherwise.
■ You may choose the amount of your disability
benefits to meet your needs, subject to income.
■ You can take your coverage with you if you change
jobs or leave your employer.
Contact your Human Resources department for rates and
more details.
IMPORTANT NOTICES
Special Enrollment Notice
During the open enrollment period, eligible employees are
given the opportunity to enroll themselves and
dependents into our group health plans. If you elect to
decline coverage because you are covered under an
individual health plan or a group health plan through your
parent’s or spouse’s employer, you may be able to enroll