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Supplemental Life and AD&D Insurance
Supplemental Life and AD&D Insurance allows you to elect additional life insurance to protect
your family's financial security. Depending on your bargaining unit, the City’s cafeteria
contribution may or may not be used to cover your supplemental life premiums.
The amount available varies by class. Coverage is provided by Voya Financial.
Class
Description
Benefit
Guarantee Issue
1
Class 1
City Manager/City Attorney
1X Basic Annual Earnings to $250,000
$250,000
Class 2
Grandfathered Management
Employees
(enrolled before 12/31/2011 and did
not elect Class 4 coverage for 2012)
1x Basic Annual Earnings to $175,000
(not to exceed $175,000 Basic and
Supplemental Life combined)
$175,000
Class 3
All Other Eligible Employees
1x Basic Annual Earnings to $175,000
(not to exceed $175,000 Basic and
Supplemental Life combined)
$175,000
Class 4
All Management Employees
1x Basic Annual Earnings to $250,000
$250,000
Class 5
SEIU Employees
1x Basic Annual Earnings to $80,000
(not to exceed $80,000 Basic and
Supplemental Life combined)
$80,000
1
Guaranteed Issue: Supplemental life and AD&D coverage is guaranteed
only
for new hires and
those newly eligible for this benefit. If you seek to elect coverage in the future, your application
will be subject to approval by the insurance carrier (a process known as underwriting) and you
will need to complete the Evidence of Insurability (EOI) form.
1
Age Reduction(s): Benefit amounts reduce to 65% of original coverage at age 70, to 45% at age
75, to 30% at age 80 and to 15% at age 85.
Continuation: Upon separation or retirement, your Supplemental life insurance may be taken
with you. You will need to complete and submit a
Term Life Coverage Continuation Request
form,
along with payment, to the insurance carrier within 31 days of leaving City employment. Please
contact the Department of Human Resources to obtain this form.