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32

Disability Insurance

If you become disabled and cannot work, your financial security may be at risk. Protecting your

income stream can provide you and your family with peace of mind.

LONG-TERM DISABILITY INSURANCE (LTD)

When an illness or injury makes it impossible for you to work for an extended period of time,

your income may be continued under the City of Sunnyvale’s LTD Plan. The City pays the entire

cost of coverage. Under the plan, if you are disabled for more than the designated elimination

period, you could receive 67% of your salary (up to a maximum dollar amount per month) until

you are able to return to work. Coverage is provided by Voya Financial.

Available to Full-Time Active Employees (excluding PSOA, who are covered by the Association)

LTD

Benefit

Eligibility

All Full-Time Active Employees (excluding PSOA Employees)

Monthly Benefit Amount

Plan pays 67% of covered monthly earnings

MaximumMonthly Benefit

$14,000 – City Manager

$12,000 – City Attorney

$11,000 – Department Directors and All Other Employees

MinimumMonthly Benefit

$100

Benefits Begin After:

Accident

90 days of disability

Sickness

90 days of disability

Maximum Payment Period*

To age 65

*The age at which the disability begins may affect the duration of the benefits.