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Welcome 		4
Open Enrollment 		5
Enrollment Forms & Links 		6
2018 Monthly Premiums 		6
2018 City Contributions 		8
2018 Benefit Highlights 		10
Who Can You Cover? 		10
Dependent Eligibility Verification 		12
When You Can Make Changes 		14
Getting Care When You Need It Now 		14
Medical 		16
Medicare and the Active Worker 		28
Dental 		28
Vision 		30
Basic Life and AD&D Insurance 		32
Supplemental Life and AD&D Insurance 		32
Disability Insurance 		34
Flexible Spending Accounts (FSA) 		34
Other Programs 		39
Plan Contacts 		42
Words You Need to Know 		44
Important Plan Notices and Documents 		46
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