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Benchmarking │ Basic Life Plan Design

31%

69%

Plan Design

% of Salary

Flat

56%

28%

5%

11%

% of Salary

1x Annual Salary

2x Annual Salary

3x Annual Salary

Other

5% 9%

20%

25%

20%

21%

Maximum Issue Limit

5% 9%

20% 25%

20% 21%

1%

76%

22%

Rate Guarantee Period

12 Months

24 Months

36 Months

Source: Group Marketshare, LLC,

*Based on 31,418 cases (Industry Data including Guardian)