173 / 537
Benchmarking │ Long Term Disability Plan
Design
70%
19%
7%
5%
Own Occupation Period
2 Yrs of Benefits
Full Duration
3 Yrs of Benefits
Other
7%
22%
30%
13%
19%
8%
Maximum Benefit Amount
< $5,000
$5,000
$5,001-$7,499
$7,500-$9,999
$10,000
>$10,000
59%
29%
12%
Maximum Benefit Period
SSNRA
To Age 65
To Age 67
69%
22%
9%
Contributory Basis
Non-Contributory
Contributory
Voluntary
Source: Group Marketshare, LLC,
*Based on 31,418 cases (Industry Data including Guardian)