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Benchmarking │ Basic Life Plan Design

97%

3%

Contributory Basis

Non-Contributory

Contributory

1% 2%

10%

29%

28%

31%

Maximum Issue Limit (Flat Benefit)

$500K+

$250K - $499.9K

$100K - $249.9K

$50K - $99.9K

$25K- $49.9K

<$25K

49%

16%

28%

7%

Waiver of Premium

To Age 65

Other

SSNRA/60/9m

To Age 70

Source: Group Marketshare,

LLC,

*Based on 31,418 cases

(Industry Data including

Guardian)