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CB I Z Re s pon s e │ Pa g e 12

Risk Management Process

CBIZ’s overall program risk management process touches on all areas necessary for a comprehensive plan to

address risk exposures. The following process would integrate into VNAC’s Insurance/Risk Management practices.

This process allows CBIZ and VNAC to develop, measure and reset risk management strategies as needed. This

continuous process facilitates the communication to make CBIZ an integral part of VNAC’s Team, not just a vendor.

Property & Casualty

Strategic Risk Management

Plan

Action Timetable