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CB I Z Re s pon s e │ Pa g e 9

Health & Welfare Philosophy

Our employee benefits consulting services help you develop a foundation for success, providing you with high-touch

service and guiding your overall strategy to ensure holistic health and benefit plan prosperity with the following

breadth of services. A full detailed scope can be found in Exhibit A.

Property & Casualty Philosophy

Our Property & Casualty Services create tailored commercial and personal insurance solutions designed to protect

your assets. We partner with you to go beyond the obvious risks and identify the exposures with the highest impact

to your bottom line. And we monitor changes, assess impact and communicate regularly with you to make sure your

insurance keeps pace. With this consultative approach, you get peace of mind knowing your assets are protected for

the long-term.

Our practice is focused on serving the unique needs of organizations like VNAC. Our risk and insurance advisory

services help you identify, manage and finance risk. Beyond traditional risk issues, our broad consulting expertise

allows us to navigate through all facets of your risk. Our in-depth knowledge of the risks facing health care providers

and life sciences organizations, coupled with our expertise in loss prevention and claims mitigation, allows us to help

our clients manage risk across the enterprise. Below are proposed solutions for VNAC.

Solutions:

Ambulance and non-emergency patient

transportation

Business continuity and emergency response

planning

Construction risk

Data security and privacy liability

Executive risk

Liability for overseas operations

Product liability, including clinical trials

Professional and general liability

Property and builder's risk coverage

Alternative risk, including captive insurance and

risk-retention group development

Workers’ compensation

Retirement Plans Services Philosophy

CBIZ RPS’ approach is built on understanding our clients’ fiduciary responsibilities. Our advisory approach, therefore,

is a comprehensive solution designed so that our clients can meet these obligations. First, CBIZ RPS understands

the requirements set forth by the Department of Labor, the SEC and any other regulatory body for managing assets,

and we guide Committees and Board members so that they can meet these requirements. CBIZ Retirement Plan