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WAR RISK COUNTRIES
Effective Date: July 1, 2014
Worldwide except: This coverage does not include (i) the United States; and (ii) any nation of
which the covered person is a citizen.
Zone
Area
EXCLUDED COUNTRIES BELOW
1B
IT IS IMPORTANT TO NOTE THAT YOU
MUST
CONTACT YOUR CIGNA
UNDERWRITER PRIOR TO ANY TRAVEL TO IRAQ.
1A
Afghanistan, Egypt, Iraq, Lebanon, Pakistan, Sudan, Somalia and Syria
COUNTRIES BELOW ARE SUBJECT TO YEAR-END AUDIT
I
Algeria, Angola, Burundi, Central African Republic, Chad, Colombia, Dem. Republic
of Congo, Guinea, Haiti, Indonesia, Ivory Coast, Jordan, Lebanon, Liberia, Nepal,
Nigeria, Philippines, Syria, Sudan, Venezuela, Yemen
II
Bahrain, Congo Republic, Egypt, India, Kosovo, Malaysia, Rwanda, Sierra Leone,
Togo, Turkey, Uganda, Zimbabwe
III
Albania, Armenia, Bangladesh, Bolivia, Bosnia-Herzegovina, Cambodia, Cameroon,
Djibouti, East Timor, Ecuador, El Salvador, Eritrea, Ethiopia, Georgia, Ghana,
Guatemala, Guinea Bissau, Kazakhstan, Kenya, Kyrgyzstan, Laos, Libya,
Macedonia, Madagascar, Mali, Montenegro, Morocco, Mozambique, Myanmar, Niger,
Oman, Papua New Guinea, Peru, Russian Federation, Senegal, Serbia, South Africa,
Sri Lanka, Tajikistan, Tanzania, Thailand, Turkmenistan, Ukraine, Uzbekistan,
Yugoslavia, Zambia
IV
Argentina, Azerbaijan, Belize, Benin, Botswana, Brazil, Burkina, Chile, Costa Rica,
Croatia, Cuba, Cyprus, Dominican Republic, Equatorial Guinea, Estonia, Faso, Fiji,
Gabon, Gambia, Honduras, Latvia, Lesotho, Lithuania, Malawi, Mauritania, Mexico,
Moldavia, Namibia, Nicaragua, North Korea, Northern Ireland, Panama, Paraguay,
Romania, Slovenia, South Korea, Spain, Surinam, Swaziland, Taiwan, Tunisia,
Uruguay, Vietnam
V
Remainder of Africa and Central America and Middle East
VI
Remainder of Asia, Europe and South America except as specified above