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12

DENTAL

Dental benefits are provided through Guardian. You have two different dental plan options to choose from. Please

review the summary of coverages below. In addition, detailed information from Guardian has been posted on the

enrollment site.

ITEMS TO NOTE:

97.6 % of employees have

access to an In-Network

Provider within a 10 mile radius.

Maximum Rollover Reward

Employees & covered

dependents can earn

$350 annually up to $1000

maximum. To qualify, you

must have at least one paid

claim and must not exceed

the paid claims threshold of

$500 during the benefit year.

You can check your balance

at

guardiananytime.com.

In Network Preventive

Advantage

Preventive care will not be

deducted from the annual

maximum.

PPO Network in Mexico

Access listing via

www.guardiananytime.com

-

Find a Provider

International Assist

Provides referral assistance for

emergency dental care while

traveling abroad.

Member Discounts through

Guardian Anytime

Epic Hearing

Dell Computers

Office Max

others

Description of Coverage

Guardian

Value

NAP

In-Network

Out-of-Network

In-Network

Out-of-Network

Network

DentalGuard

Preferred

n/a

DentalGuard

Preferred

n/a

Benefit Payment Percentile

n/a

Fee Schedule

n/a

R & C 90%

Annual Maximum

$1,000

$1,000

$1,000

$1,000

Deductible

(Individual

Family)

$50 / $150

$50 / $150

$50 / $150

$50 / $150

Waived for Preventive

Yes

Yes

Yes

Yes

Preventive Services

100%

100%

100%

100%

Additional Cleanings Covered

yes w/medical condition

yes w/medical condition

Basic Services

100%

100%

80%

80%

Major Services

60%

60%

50%

50%

Endodontics

Basic

Basic

Periodontics

Basic

Basic

Implants

Major

Major

Orthodontia

Included

Included

Dependent Age Limit

Less than age 19

Less than age 19

Lifetime Maximum Benefit

$1,000

$1,000

Annual Maximum Rollover

Benefit

Included

Included

Employee Monthly Premium

Value

NAP

Employee Only

$33.38

$33.38

Employee Plus Spouse

$66.58

$66.58

Employee Plus Child(ren)

$74.30

$74.30

Employee Plus Family

$121.66

$121.66