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www.mcompany.com

What’s Changing

Bank Name

: The name will change to Murphy Bank.

Account Number & Routing Number

: The bank routing number

will change to Murphy Bank’s routing number (see page 3).

Debit Cards

: You will receive new Murphy Bank debit cards (see page 4).

Checks

: Although your routing number will be changing, you may continue

to use your existing checks until you order new checks (see page 12).

Website

: The Murphy Bank website is

www.mcompany.com

.

Online Banking & Bill Pay

: Murphy Bank offers two different online

banking services: One for personal/small business and one for our

business customers who require cash management options. Old Towne

Bank consumer customers will need to re-enroll in Online Banking the

week of April 28, 2014. Bill Pay customers may need to contact

a personal banker to have their Bill Pay payees transferred after they

re-enroll in Online Banking if they do not know their current Bill Pay ID

(see page 5).

Important Dates & Things To Do

Prior to April 25 (if you are an Old Towne Bank Online Banking customer): Review and document any pending Old

Towne Bank online banking transfers or bill payments and retrieve any eStatements needed from Online Banking.

What’s Not

Changing

FDIC Insurance

: Murphy Bank is FDIC

insured.

Branch Locations

: The three Old Towne

Bank locations will remain open and join

Murphy Bank’s three other branches.

Existing Employees

: The existing employees

will continue to serve your needs.

Operating Hours

: The lobby and drive-

thru hours will remain the same.

Phone Numbers

: The phone numbers for

the branches will remain the same.

Service

: You will receive the same level of

service you expect, but now you will have

more options.

Monday

April 14

th

Look for your new debit cards in the mail this week if you have a current Old Towne

Bank debit card. Debit cards can be activated and you can choose your Personal

Identification Number (PIN) prior to April 25 but it will not be functional until April 25

at 5:00 p.m.

Friday

April 25

th

Close of business: Old Towne Bank changes to Murphy Bank.

Friday

April 25

th

5:00 p.m. to April 28 at 2:30 p.m.: During conversion weekend, your new Murphy

Bank debit card will be authorized under decreased limits. Those limits are $135

via ATM and $225 via Point-of-Sale. Daily ATM and Point of Sale limits will revert to

normal limits at 2:30 p.m. April 28. Normal limits are $300 daily via ATM and $1,000

daily via point-of-sale.

Monday

April 28

th

8:00 a.m.: You may now bank at any of our six branches.