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The greatest advance in home purchase

Nobody charges a lower *APR

(Annual percentage rate of charge)

than the Irish Permanent. Lower APR means low

monthly repayments for you. In fact, a HOME ADVANCE of

£30,000 over 25 years will cost you between £4300 and £6000 less

to repay than a home loan from the major banks.

Benefits to the Borrower

90% loans

25 year term

No previous investment required

No charge for Society's legal costs

Low monthly repayments

per £1000 borrowed

Endowment Mortgage option

Quick decision

Pre-Loan Approval Certificate

(within 24 hours)

No bridging needed

Quick release of cheque

Copy of Valuer's Report

Extra cash to cover expenses

Personal loans

Furn i t ure loans

Low APR

Free advice

No Acceptance Fee

No Redemption Fee

No Administration Fee

For more details call to your local Irish Permanent office - there's one near you.

Irish Permanent

•Typical APR 9.1^

The People's Choice