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Brokerage Services for Insurance and Employee Benefits
David Rubadue, FSA, MAAA, CLU
Senior Vice President
CBIZ National Health Care Actuarial Services
drubadue@cbiz.com/614.793.2458
David Rubadue serves as the national leader for health insurance and employee benefit actuarial
engagements and initiatives. A recognized leader, David is periodically quoted via media on Health
Care Reform and other issues. He has been an invited speaker and lecturer at many functions, most
recently at the Tri-State Actuarial Club and the Insurance, Accounting and Systems Association (IASA)
National meeting in Dallas, TX. He has performed expertise work (retiree medical), special morbidity
studies (AIDS), and many unique forecasting projects that utilize his actuarial experience and
education.
David has more than 27 years of experience. Prior to joining the organization, Mr. Rubadue was Co-
founder and President of EBS, Inc. a benefits and actuarial firm acquired by CBIZ, Inc. in 1999.
Expertise
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Morbidity Claim Reserve & Pricing Actuarial Certifications
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Morbidity Risk Assessments
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PPACA Financial Impact Assessments
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Statutory Financial Statement Opinions (Qualified Actuary)
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Pricing and Price Certifications
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Health care cost increase assessments
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Medical (Dental) underwriting guidelines and metrics
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Claim Reserve and Contingency Fund Actuarial Certifications
Background
Education/Professional
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Bachelor of Arts, Michigan State University, Accounting
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Fellow of the Society of Actuaries
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Member of the American Academy of Actuaries
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Certified Life Underwriter
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Past Member of the Exam and Education Committee Society of Actuaries
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Member of the Tri-State Actuarial Club
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Qualified Actuary
Other Experience
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Chief Actuary and CFO for The Physicians’ Assurance Company