28 / 50
Questions?
Contact AFLAC at 800-433-3036
UND ER S TAND I NG
YOUR
SUPPLEMENTAL
BENEFITS
AFLAC Accident
In the event of a covered accident, the plan pays cash
benefits to help with the costs associated with out of pocket
expenses and bills—expenses that major medical plans may
not take care of, including:
- Ambulance rides
- Wheelchairs, crutches, and other medical appliances
- Emergency room visits
- Surgery and anesthesia
- Bandages, stitches, and casts.
The group accident plan includes added financial resources
to help with the cost of follow-up care as well:
- Transportation and Lodging benefits
- Rehabilitation Unit benefits
- Accidental Death and Dismemberment benefits
AFLAC Critical Illness
The plan helps prepare you for the added costs of battling a
specific critical illness. With this plan, the goal is to help
employees and families cope with and recover from the
financial stress of surviving a critical illness. After the wait-
ing period, a lump sum benefit is payable upon initial diag-
nosis of a covered illness. Some of the covered illnesses
include:
- Cancer (internal or invasive)
- Heart Attack
- Stroke
- Major organ transplant
- End stage renal failure
- Carcinoma in situ (25% of benefit amount)
- Coronary artery bypass surgery (25% of benefit amount)
Additional lump sum benefits are payable for a reoccur-
rence of critical illness or a diagnosis of a second critical
illness.
AFLAC Hospital Indemnity
The Supplemental Hospital Indemnity plan offers
employees and eligible dependents a solution to the
financial burdens created by unexpected trips to the
physician’s office or hospital emergency room. This plan
provides additional protection against unplanned expenses
due to serious injury or illness. Various lump sum
payments will be paid for an assortment of medical
procedures and situations such as:
- Hospital Confinement (per day up to 180 days)
- Hospital Admission (per admission)
- Intensive Care (per day up to 30 days)
- Surgical Benefit (per procedure)
- Anesthesia
- Hospital Emergency Room (per visit)
Legal Shield
The plan gives you the ability to talk to an attorney 24/7 on
any personal legal issue. Services include:
- Advice on an unlimited number of topics
- Letters and phone calls on your behalf
- Legal document review
- Will preparation
- Trial defense hours
Identity Theft
The Identity Theft plan gives you access to three credit
reports as well as continuous monitoring of your credit.
Restoration services are also available. In addition, the
Identity Theft plan includes daily web monitoring for
unauthorized use of your personal information, lost ID
assistance, and credit safeguarding for minor children.
Employees can elect individual coverage, family coverage,
or waive coverage. Employees do not have to elect the same
level of coverage for both Legal Shield and Identity Theft—
the only limitation is that employees cannot elect the Indi-
vidual Legal Plan and the Family Identity Theft plan.
26