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I MPORTAN T R EM I ND ER S
Wellness and Health Advocacy—One # to Call for Benefit Support
Wellness programs are an important part of Ciner’s medical plans. All plan options cover preventive care and generic
preventive prescriptions at 100%. We partner with HealthAdvocate for our wellness incentive program. In addition,
HealthAdvocate helps Ciner employees and dependents with advocacy assistance for claims research, provider
searches, health cost estimates by service and can answer questions about the medical, dental and vision benefits.
With the wellness program – those enrolled in an HRA or HSA can earn wellness incentives by achieving health
goals, completing certain preventive services and participating in Ciner wellness challenges. The program also offers
wellness incentives to your enrolled spouse. Ciner contributions are made to either the HRA or HSA fund, depending
on your enrollment.
Furthermore, we continue to offer a wellness discount to reduce your 2018 annual payroll contributions by $240 if
you complete a Personal Health Profile (PHP), also known as an online health risk assessment, through
HealthAdvocate, and an annual biometric screening between November 1, 2017 and February 28, 2018. If the risk
assessment and biometrics are not completed with Ciner’s wellness partner, HealthAdvocate, the discount will not be
applied. Individuals who currently receive the wellness discount will have the payroll reduction automatically
extended through February 2018. If the risk assessment and biometric screenings are not completed prior to March 1,
2018, the discount will be removed. Other individuals who complete the Personal Health Profile and biometric
screening by the end of February will receive the discount retroactive to January 1, 2018.
An additional benefit, is a Benefit Gateway service through HealthAdvocate. You have a single toll-free number
available to you to connect to any Ciner insurance partner. If you have a question about the medical, pharmacy,
telemedicine, wellness, dental, vision, EAP, etc. plans, you only have to remember one number to call. A live
Advocate will answer and either assist directly or transfer you to the appropriate partner to answer your question.
The Gateway Benefits number with HealthAdvocate is 866-799-2731
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Spousal Surcharge
Spousal insurance surcharge programs are prevalent in company programs as a method to ensure that when spouses
have access to another employer’s group insurance, they strongly consider that employer’s health plan versus
enrolling in the available Ciner plan options. Ciner employees must pay an additional cost to cover a spouse who has
the option to elect health care coverage through another employer. The additional cost, or surcharge is $100 per
month. If this applies to you, you will want to consider how the additional cost may impact your plan choice.
During the online enrollment process you will complete an affidavit indicating whether your spouse has other
coverage available. If an individual indicates that no such coverage is available and at any point that is determined to
be a misrepresentation of fact, it will be treated as an intentional act and subject to retroactive termination of the
ineligible individual's coverage, repayment of claims/premiums and disciplinary action up to and including
termination of employment
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Coordination of Benefits
It is important that you confirm your insurance coverage with all your healthcare providers so that your medical
claims are filed and processed correctly by Continental Benefits. If you or a family member that is covered by a Ciner
-sponsored medical option have alternate or additional healthcare (through Medicare, another employer’s plan or Wy-
oming Miner’s Hospital Benefits for example) that provides benefits, you need to share the details of that coverage
with Continental Benefits. You will be able to confirm applicability (yes/no) of ‘other’ coverage during the online
enrollment process. If you answer, ‘yes’, you will be sent a form to provide details about the ‘other’ coverage.
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