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I MPORTAN T R EM I ND ER S
Retiree Medical and Dental Deferred Election
The current Ciner practice of requiring that you cover yourself and/or your spouse under the Ciner medical and/or
dental plans immediately prior to retirement in order to be eligible for retiree benefits has inadvertently forced some
employees to elect coverage unnecessarily or prematurely. Therefore, for individuals eligible for retiree medical or
dental benefits and retiring on or after January 1, 2018, you no longer need to cover yourself and/or your spouse
under the Ciner medical and/or dental plans immediately prior to retirement for you and/or your spouse to be eligible
for retiree benefits.
Also, individuals eligible for retiree medical or dental benefits and retiring on or after January 1, 2018, no longer need
to elect coverage for yourself and/or your spouse immediately at the time of retirement. You may choose to decline
retiree coverage at the time of retirement but still have an opportunity to elect Medical and/or Dental retiree benefits
at a later date. This affords you the option to choose Ciner-sponsored retiree benefits or any other coverage that may
be available to you at time of retirement (i.e. a working spouse’s employers plan).
On the election form at the time of retirement, you will simply indicate if you wish to defer your retiree coverage
election to a later date. You will be required to confirm your dependent’s demographic data (name, date of birth, etc.)
at that time as only your dependents at time of retirement will be eligible for Ciner-sponsored retiree benefits at a later
date.
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