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Online Banking enables you to transfer funds between your own Heritage Oaks Bank

accounts quickly and easily.

To Transfer Funds:

Transactions

Funds Transfer

Click on the

Funds Transfer

tab.

1.

Select the account that you wish to transfer funds

From

using the drop-down

menu.

2.

When you select a

To

account, Payment Type will appear below where you can

choose to make a standard payment or principal payment. The standard payment

option is used for all transfers between checking and savings accounts. The

principal payment option is only used for loan transfers.

3.

Enter the dollar amount and date to process the transaction.

4.

(Optional) If you wish to setup a recurring transaction, click the check box. New

input fields will appear and you will need to specify the frequency and date range

for this transaction.

5.

When completed entering the needed information, select

Transfer Funds

.