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7

Steps for first time login:

1.

Visit

www.heritageoaksbank.com

.

2.

Select

Login to Online Banking

.

8.

Once you have successfully entered your temporary code, you will be directed,

step-by-step, through the completion of your enrollment. The process will end

with you creating and confirming your preferred password that will be used in

combination with your login ID on future logins. After you enter and confirm your

new Password, click

Submit

.

3.

Enter the

Login ID

that you

selected during enrollment in

the Login ID box.

4.

Select

I am a First Time User

.

5.

Click on

Login

.

6.

At the next screen, choose

the delivery method for your

Secure Access Code and then

click

Submit

.

Secure Access Codes are a security

feature to authenticate the client

and give the client an option to

register their computer for future

use.

7.

Once you receive your Secure

Access Code, enter, or cut and

paste, the temporary code you

received by phone or e-mail

into the Secure Access Code

field, click

Submit

.

Please note, Secure Access Codes

expire after 2 hours have elapsed

and a new code will be required.

Do not navigate away from the

page. If you need to access a web

mail account to retrieve your

code, please open a new browser

window or browser tab.

General Information

First Time Login