Pacific Coast Title Company 2018 Benefit Guide

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Pacific Coast Title Company 401(k) plan
We have partnered with Paychex to manage our PCT 401(k) plan. New employees will be automatically
enrolled in the plan after 90 days of service at a contribution rate of 3% of your salary.
To enroll, make payroll changes or opt-out of the plan,
contact the Retirement Service Center directly at:
1-877-244-1771 or access Paychex portal
and select ‘Retirement Services’.
LegalShield —Legal and Identity Theft Protection plans
LegalShield gives members 24/7 emergency access to quality attorneys for covered personal legal situations.
The LegalShield Plan allows you to speak directly with an attorney regarding your personal legal
questions across these broad categories without the worry of hourly rates:
 Home—mortgage, refinance or foreclosure documents
 Financial—collections, warranties, guarantees and contracts
 Family Matters—uncontested adoption, divorce, separation and name change representation
 Estate Issues—wills, living wills, health care Power of Attorney
 Auto—moving violations and accidents
Attorneys can assist by conducting phone calls or writing letters on your behalf and reviewing documents.
Plus you have access to advice via online access to legal forms and videos.
Employees who purchase LegalShield can also purchase additional Identity Theft Protection.
The Identity Theft Plan equips you with information and expertise to protect you and your family (including
a spouse or domestic partner) against identity theft and helps you to quickly resolve any issues if you
become a victim of identity theft. The plan allows you access to a credit report from one credit bureau with
continuous monitoring of that report; provides restoration services if your identity is ever stolen or
compromised; and offers safeguard services for any of your minor dependents.
 Credit Report—secure access to your up-to-date credit report from Experian
 Credit Score/Analysis—detailed analysis of your Personal Credit Score with your first report
 Monitoring/Activity Alerts—activate continuous credit monitoring with email alerts to notify you of
activity
 Identity Restoration Services—Kroll, the experts in identity theft restoration, will manage the
restoration process for you, should you face an identity theft issue
 Safeguard for Minors—services for up to 8 dependents under the age of 18, includes monitoring
and alerts for credit files in your child’s name, credit consultation and education
For more information on these benefits, please visit
401(K) and Supplemental Benefits