166-167 / 208
ABC Company
Valuation Date: December 31, 2016
Triangulation Report
Reinsurance Recoverable:
$0
Dental
Seasonality & Margin:
1.00
INCURRED: 1/1/15 - 12/31/16
Annual Trend:
5%
INCURRED
→
Members Per Subscriber Estimate
1.75
PD CLAIMS CUMMUL PD
PAID
↓
Jan 15
Feb 15 Mar 15 Apr 15 May 15 Jun 15
Jul 15
Aug 15 Sep 15
Oct 15
Nov 15
Dec 15
Jan 16
Feb 16 Mar 16 Apr 16 May 16 Jun 16
Jul 16
Aug 16 Sep 16
Oct 16
Nov 16 Dec 16
PLAN YEAR CLAIMS PER
Subscribers
1,527
1,529
1,527
1,528
1,525
1,516
1,468
1,523
1,545
1,546
1,555
1,553
1,553
1,550
1,548
1,548
1,547
1,524
1,474
1,533
1,535
1,532
1,537
1,535
Jan-15
67,019
$67,019
$67,019
Jan 15
Feb-15
27,021
70,630
$97,651
$164,670
Feb 15
Mar-15
1,597
14,759
64,793
$81,149
$245,819
Mar 15
Apr-15
2,060
421
28,406
62,242
$93,129
$338,948
Apr 15
May-15
618
1,540
1,672
35,349
47,499
$86,678
$425,626
May 15
Jun-15
776
750
321
3,289
12,861
83,595
$101,593
$527,219
Jun 15
Jul-15
1,011
466
0
(756)
2,183
37,156
83,198
$123,259
$650,478
Jul 15
Aug-15
80
120
177
292
120
490
23,861
52,387
$77,527
$728,005
Aug 15
Sep-15
267
109
0
622
0
1,328
2,088
22,275
37,090
$63,780
$791,785
Sep 15
Oct-15
129
129
237
350
214
1,012
2,703
3,220
24,606
48,812
$81,411
$873,195
Oct 15
Nov-15
0
0
101
179
0
210
133
1,046
717
15,771
50,597
$68,755
$941,950
Nov 15
Dec-15
120
120
120
278
120
217
789
1,897
217
1,560
16,937
59,072
$81,446
$1,023,396
Dec 15
Jan-16
2
0
0
0
0
95
0
0
46
623
1,579
36,990
71,967
$111,301
$111,301
Jan 16
Feb-16
0
0
0
0
115
115
250
530
251
1,812
1,269
7,220
24,139
64,640
$100,341
$211,642
Feb 16
Mar-16
0
0
850
0
0
0
193
0
251
0
779
(264)
4,496
23,523
49,060
$78,887
$290,530
Mar 16
Apr-16
0
0
0
208
0
0
0
(130)
0
200
620
944
789
239
34,508
52,807
$90,185
$380,714
Apr 16
May-16
0
0
0
0
0
0
0
159
111
110
757
166
2,960
702
1,817
18,804
50,984
$76,570
$457,284
May 16
Jun-16
0
0
0
0
0
0
0
69
0
0
0
318
96
305
740
818
19,812
66,812
$88,970
$546,254
Jun 16
Jul-16
0
0
0
0
0
0
0
0
212
0
939
0
0
0
530
1,680
2,337
46,661
68,717
$121,075
$667,329
Jul 16
Aug-16
0
0
0
0
0
0
0
0
0
0
0
0
402
531
1,555
554
1,517
922
25,767
55,632
$86,880
$754,209
Aug 16
Sep-16
0
0
0
0
0
0
0
0
0
0
0
440
13
163
176
406
508
1,857
2,688
26,871
53,803
$86,925
$841,134
Sep 16
Oct-16
0
0
0
0
0
0
0
0
0
0
134
282
242
141
282
282
122
990
1,290
1,719
20,392
50,851
$76,727
$917,861
Oct 16
Nov-16
0
0
0
0
0
0
0
0
0
0
0
0
124
164
304
304
344
284
942
3,049
804
19,182
38,223
$63,724
$981,585
Nov 16
Dec-16
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
135
0
0
170
1,511
0
37,408
57,294
$96,518
$1,078,103
Dec 16
Total
100,700
89,044
96,678 102,053
63,112 124,218 113,215 81,453
63,501
68,887
73,611 105,168 105,228
90,407
88,972
75,655
75,758 117,526
99,404
87,441
76,510
70,033
75,631
57,294
2,101,499
$1,078,103
PSPM
$65.95
$58.24
$63.31
$66.79
$41.38
$81.94
$77.12 $53.48
$41.10
$44.56
$47.34
$67.72
$67.76
$58.33
$57.48
$48.87
$48.97
$77.12
$67.44
$57.04
$49.84
$45.71
$49.21
$37.33
ACTUAL RUNOFF CLAIM DEVELOPMENT
RunOff Thru
RunOff @
Jan 15
Feb 15
Mar 15
Apr 15
May 15
Jun 15
Jul 15
Aug 15 Sep 15
Oct 15
Nov 15
Dec 15
Jan 16
Feb 16
Mar 16
Apr 16
May 16
Jun 16
Jul 16
Aug 16
Sep 16
Oct 16
Nov 16 Dec 16
Val Date by Mos
Jan 15
33,681
33,681
Jan 15
Feb 15
6,660
18,414
25,075
Feb 15
Mar 15
5,063
3,655
31,885
40,603
Mar 15
Apr 15
3,003
3,234
3,479
39,811
49,527
Apr 15
May 15
2,385
1,694
1,807
4,462
15,613
25,961
May 15
Jun 15
1,609
944
1,485
1,173
2,752
40,623
48,586
Jun 15
Jul 15
598
478
1,485
1,929
569
3,467
30,017
38,542
Jul 15
Aug 15
518
358
1,308
1,637
449
2,977
6,156 29,066
42,469
Aug 15
Sep 15
251
249
1,308
1,014
449
1,649
4,067
6,791
26,411
42,189
Sep 15
Oct 15
122
120
1,071
665
235
637
1,365
3,572
1,805
20,075
29,666
Oct 15
Nov 15
122
120
970
486
235
427
1,232
2,525
1,088
4,304
23,013
34,522
Nov 15
Dec 15
2
0
850
208
115
210
443
628
871
2,744
6,076
46,096
58,244
Dec 15
Jan 16
0
0
850
208
115
115
443
628
826
2,121
4,497
9,106
33,261
52,172
Jan 16
Feb 16
0
0
850
208
0
0
193
98
574
309
3,228
1,886
9,122
25,767
42,237
Feb 16
Mar 16
0
0
0
208
0
0
0
98
323
309
2,450
2,151
4,626
2,245
39,912
52,322
Mar 16
Apr 16
0
0
0
0
0
0
0
228
323
110
1,829
1,206
3,838
2,006
5,404
22,848
37,792
Apr 16
May 16
0
0
0
0
0
0
0
69
212
0
1,073
1,040
877
1,304
3,587
4,044
24,774
36,981
May 16
Jun 16
0
0
0
0
0
0
0
0
212
0
1,073
722
781
999
2,847
3,226
4,963
50,714
65,537
Jun 16
Jul 16
0
0
0
0
0
0
0
0
0
0
134
722
781
999
2,317
1,546
2,626
4,053
30,687
43,866
Jul 16
Aug 16
0
0
0
0
0
0
0
0
0
0
134
722
379
468
762
992
1,109
3,131
4,920
31,809
44,426
Aug 16
Sep 16
0
0
0
0
0
0
0
0
0
0
134
282
366
305
586
586
601
1,274
2,232
4,938
22,707
34,011
Sep 16
Oct 16
0
0
0
0
0
0
0
0
0
0
0
0
124
164
304
304
479
284
942
3,219
2,315
19,182
27,317
Oct 16
Nov 16
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
135
0
0
170
1,511
0
37,408
39,224
Nov 16
Dec 16
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
Dec 16
II. CUMMULATIVE PAID BY INCURRED MONTH
Cross Check to Paid
Claim Report