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Medical Trend for 2014 & 2015

(After Plan Design Changes)

0.00%

1.00%

2.00%

3.00%

4.00%

5.00%

6.00%

Aon Hewitt

Mercer

Towers

Watson

NBGH

PWC

2014

2015

5

4.4

%

5.5

%

5.2

%

3.9

%

5.2%

4.0

%

5.0

%

5.0

%

4.5

%

4.8

%

5

COST

Source: National Business Group on Health, Special Report: The Cost of

Employer-Sponsored Health Care