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Page Background

Letter From Human Resources Department

1

Health Care Reform Communications

2

Annual Enrollment

3

Knowing your Benefits

4 - 6

Health Plans

7

Preventive Care & EAP

8

Dental Plan

9

Vision Plan & Life Benefits

10

Disability Benefits

11

Contact Information

12

Legal Notes

13-15

TABLE OF CONTENTS

This Benefits Guide is intended to provide an easy-to-understand explanation of your Plan benefits. However, you should refer to

the official Plan documents for more extensive information about the Plan. In the event of any conflict between the information in

this booklet and the official Plan documents (including the Summary Plan Descriptions), the Plan documents will govern.