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ERISA Consulting
 Notify Plan Sponsor of ongoing regulatory changes and evaluate potential impact with the Plan
Sponsor
 Assist Plan Sponsor with questions regarding plan documents and plan regulations
 Assist Plan Sponsor with questions regarding plan document restatement, amendments, and/or
provisions
 Review provider QDIA Notice or draft QDIA Notice (if applicable)
 Review provider Automatic Enrollment Notice or draft Automatic Enrollment Notice (if applicable)
 Review provider Safe Harbor Notice or draft Safe Harbor Notice (if applicable)
 Nondiscrimination testing
 Coordinate with service provider to ADP\ACP testing is completed on a timely basis
 Review ADP\ACP Testing for consistency with prior years (i.e. HCE’s, %’s if using prior
year)
 Review HCE List for reasonableness based on last year's information
 Ask client to confirm listing of owners and that all family members are included
 Review completed ACP Test to compare current match formula
 Ensure correct testing method was applied on ADP and ACP Test (Prior year versus
current year); If prior year testing method used make sure the numbers from last year's
test are being used
 Ensure that Employee Deferral 402(g) Test is completed and review for reasonableness
 Ensure that Top Heavy 416 Test is completed and review for reasonableness based on
prior test
 Ensure that Coverage 410 (b) Test is completed and review for reasonableness
 Ensure that Plan Limits Test is completed and review for reasonableness
 Ensure that 415 Annual Additions Test is completed and review for reasonableness
 Review appropriateness of plan design prepared by the service provider after reviewing
outcome of annual testing
 Distributions
 Assist with questions related to hardship issues
 Assist with questions related to loan issues
 Coordinate with service provider to distribute terminated participants with balances less
than $5,000
 Form 5500 Filing
 Assist with questions relating to annual compliance checklist and questionnaire
 Coordinate with service provider to ensure Form 5500 is completed on a timely basis
 Review Form 5500 and all schedules for reasonableness and evaluate its consistency
from the previous year
 Review the basic plan and company information to ensure accuracy
 Review the schedules to make sure all appropriate schedules are included with filing
 Assist with questions relating to 5330 filing for late contributions (if applicable)
 Monthly conference calls
 Keep running action item log
 Review outstanding issues
 Set priorities
 Assist with directing client on where to go for annual plan audit related questions
The Mergers & Acquisitions SolutionTM
 Evaluate course of action regarding plan merger versus plan termination of acquired companies
retirement plan(s)
 Assist with acquisitions and plan mergers
 Setup introductory/kickoff call identifying roles and responsibilities of all parties involved
 Assist with Due Diligence Process (e.g. gathering plan documents, testing, government filings
and any other pertinent data associated with the plan being merged)
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