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1.4

Maintenance and Support of Retirement Manager

1.4.1

VRSCO shall use commercially reasonable practices and security

procedures necessary to ensure the availability and functionality of the

Retirement Manager web site. The Retirement Manager web site will be

available to Employer, Approved Vendors and employees 24 hours a day,

seven days a week, 365/366 days a year; provided, however, VRSCO

reserves the right to perform routine scheduled maintenance and

nonscheduled maintenance. Via online messages, VRSCO will notify

Employer in advance of any routine maintenance that will cause the

Retirement Manager web site or a material part thereof to be temporarily

unavailable. Except as impracticable, VRSCO agrees to provide advance

notice for emergency maintenance. In the event of such routine or

emergency maintenance, VRSCO warrants that it shall exercise due

diligence to preclude a disruption of Retirement Manager that is greater

than 48 hours in length. VRSCO shall implement such fixes, repairs, and

updates to Retirement Manager as necessary to ensure that Retirement

Manager operates in accordance with the specifications set forth in this

Agreement and the requirements of applicable law.

1.5

Training

1.5.1

VRSCO will provide comprehensive online training materials. Such

information will be updated as appropriate and updated copies including

their publication date will be available online. In addition, VRSCO agrees

to provide phone support to key Employer contacts and online training

upon initial release and upon release of significant changes/upgrades to the

site.

1.6

Terms of Use

1.6.1

Retirement Manager will include a “Terms of Use,” agreed to in writing

by Employer and VRSCO, which shall constitute the terms under which

the Employer and its employee users are permitted to access and use

Retirement Manager. Such Terms of Use will be posted on and accessible

from Retirement Manager as well as Employer’s web sites (in the

discretion of Employer) and shall include, but may not be limited to, the

following:

Specific uses of or access to Retirement Manager that are (1)

authorized and permitted or (2) unauthorized and prohibited, and

Disclaimers and limitations on Employer’s and VRSCO’s liability.

The parties may agree in writing to change such Terms of Use in order to

meet changing business conditions or legal or regulatory developments.

Further, Employer acknowledges that it has reviewed the Terms of Use to

which VRSCO Users and Approved Vendors are held and agrees such

terms are sufficient and acceptable.

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