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We’ve Got You Covered
At South Orange County Community College District, we believe that you, our employees, are our most important
asset. Helping you and your families achieve and maintain good health ---physical, emotional and financial --- is
the reason South Orange County Community College District offers you a benefit package. We are providing you
with this overview to help you understand the benefits that are available to you and how to best use them. Please
review it carefully and make sure to ask about any important issues that are not addressed here. A list of plan
contacts is provided at the back of this summary.
While we've made every effort to make sure that this guide is comprehensive, it cannot provide a complete
description of all benefit provisions. For specific details and limitations, please refer to the plan documents which
may include Summary Plan Descriptions (SPDs), Evidence of Coverages (EOCs) and/or insurance policies. The plan
documents determine how all benefits are paid. The information in this brochure is a general outline of the benefits
offered under the South Orange County Community College District benefits program. If the information in this
guide differs from the plan documents, the plan documents will prevail.
TABLE OF CONTENTS
Who Can You Cover? ............................................. 4 How Do I Enroll or Make Changes? .......................... 5 Making the Most of Your Benefits Program ............... 7 Medical .............................................................. 8 Prescription Drugs ................................................ 9 Dental ............................................................... 10 Vision ............................................................... 11 Other Programs .................................................. 13 Flexible Spending Account (FSA) ........................... 16 Key Terms ......................................................... 17 Frequently Asked Questions .................................. 19 Cost of Coverage ................................................ 22 For Assistance ................................................... 23 Mobile Resources ............................................... 24 Required Federal Notices ..................................... 25 Notes ................................................................ 30The benefits in this
summary are effective:
October 1, 2017 - September 30, 2018
Medicare Part D Notice: If you
(and/or your dependents) have
Medicare or will become eligible for
Medicare in the next 12 months, a
federal law gives you more choices
about your prescription drug
coverage. Please see page 26-27 for
more details.