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TABLE OF CONTENTS
Who Can You Cover? .................................................................................................... 5 Required Documentation ...................................................................................................6 Coordination of Benefits (COB) ...........................................................................................7 Cost of Coverage Full-time Employees .................................................................................8 Cost of Coverage Part-time Faculty .....................................................................................9 Making the Most of Your Benefits Program .........................................................................10 Medical - Kaiser ...........................................................................................................11 Medical – Blue Shield ....................................................................................................14 SISC Value-Added Services .............................................................................................19 Dental .........................................................................................................................21 Vision .........................................................................................................................23 Life Insurance ..............................................................................................................25 Disability Insurance .......................................................................................................26 Hartford Value Added Services ........................................................................................29 Flexible Spending Account (FSA) ......................................................................................32 Other TDS Programs ......................................................................................................33 403(b) Retirement Plans ................................................................................................35 Pet Insurance ...............................................................................................................37 Meet Ben-IQ .................................................................................................................39 Key Terms ...................................................................................................................41 Required Federal Notices ...............................................................................................43 Forms .........................................................................................................................56If you (and/or your dependents) have Medicare or will become eligible for Medicare in the
next 12 months, a federal law gives you more choices about your prescription drug coverage.
Please see the Annual Notices for more details (see page 44-45).