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Group Disabi li ty
Live! Casino ∙ Hotel provides Short-Term and Long-Term Disability Benefits to full-time team
members
at no cost.
Your disability benefit provides you with a source of income in the event that
you are not able to work due to an accident, illness or injury.
Short-Term Disability
(STD):
Your STD benefit is available on the first of the month after 60 days of
active service. This plan pays a benefit of up to 60% of your weekly covered earnings. You must be
continuously disabled for the later of any accumulated sick leave or 7 days from either accident or
sickness.
Long-Term Disability
(LTD):
Your LTD benefit is available on the first of the month after 60 days of
active service. This plan pays a benefit of up to 60% of your monthly covered earnings to a
maximum of $10,000 per month. You must be continuously disabled for 180 days or the expiration of
your sick leave, whichever is greater, before benefits may be payable.
AFLAC
Live! Casino ∙ Hotel team members
may also elect
to purchase Group Accident or Group Critical
Illness coverage from AFLAC.
Group Accident
insurance pays a benefit for the treatment of injuries suffered as a result of a
covered accident, regardless of any other health insurance benefits you may have. These benefits
are also available for your spouse and/or dependent children
Group Critical Illness
coverage provide a lump-sum benefit upon the diagnosis of not only one
covered illness, but for each covered illness. These benefits are also available for your spouse.
Children can be covered at 25% of the employee’s insured amount at no additional charge. Benefits
amounts available for $5,000 up to $30,000 for team members and 50% of the employee’s insured
amount for spouse.
Ages
$5,000
$10,000 $15,000 $20,000 $25,000 $30,000
18-29
$2.03
$3.53 $5.03 $6.53 $8.03 $9.53
30-39
$3.02
$5.51 $8.01 $10.50 $12.99 $15.48
40-49
$7.11
$13.68 $20.26 $26.84 $33.41 $39.99
50-59
$10.75 $20.98 $31.20 $41.42 $51.65 $61.97
60-69
$16.82 $33.11 $49.41 $65.70 $81.99 $98.28
Ages
$5,000
$7,500
$10,000 $12,500 $15,000
18-29
$2.03
$2.78 $3.53 $4.28 $5.03
30-39
$3.02
$4.27 $5.51 $6.76 $8.01
40-49
$7.11
$10.40 $13.68 $10.27 $20.26
50-59
$10.75 $15.86 $20.98 $28.00 $31.20
60-69
$16.82 $24.97 $33.11 $41.26 $49.41
Critical Illness: Tobacco - Employee
Critical Illness: Tobacco - Spouse
Ages
$5,000
$10,000 $15,000 $20,000 $25,000 $30,000
18-29
$1.50
$2.47 $3.44 $4.41 $5.38 $6.35
30-39
$2.03
$3.53 $5.03 $6.53 $8.03 $9.53
40-49
$3.71
$6.90 $10.08 $13.27 $16.45 $19.64
50-59
$5.75
$10.96 $16.18 $21.39 $26.61 $31.82
60-69
$8.84
$17.15 $25.45 $33.76 $42.07 $50.38
Ages
$5,000
$7,500
$10,000 $12,500 $15,000
18-29
$1.50
$1.98 $2.47 $2.95 $3.44
30-39
$2.03
$2.78 $3.53 $4.28 $5.03
40-49
$3.71
$5.31 $6.90 $8.49 $10.08
50-59
$5.75
$8.35 $10.96 $13.57 $16.18
60-69
$8.84
$12.99 $17.15 $21.30 $25.45
Critical Illness: Non Tobacco - Employee
Critical Illness: Non Tobacco - Spouse
Accident Insurance: Low Option 24 Hour
Plan
Employee
$3.40
Employee & Spouse
$4.73
Employee & Depended Children
$6.20
Family
$7.53