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Non-Tobacco User Discount:
Non-tobacco users receive a $75 per month discount on health
coverage. You must be tobacco-free for six months or have completed the smoking cessation
coaching program in order to qualify for the discount. To receive discount, team member must
provide supported documentation. Free smoking cessation coaching is available through the State of
Maryland and our health plan covers a variety of smoking cessation products to assist team members
in quitting tobacco use. Certify your tobacco use status on the BeneTrac site during Open Enrollment
or when you first become benefit eligible. Failure to certify that you are a non-tobacco user will mean
that you pay the higher cost for health coverage in 2017.
Each team member is responsible for completing the enrollment information accurately. Any
misrepresentation, intentional omission, misleading statements, or falsification of records is a violation
of our Rules of Conduct and could result in collection of the applicable surcharge by the medical plan,
and/or disciplinary action up to termination of employment.
Spousal Surcharge:
Your spouse may have the ability to enroll in health coverage through his or
her own employer. If so, and you choose to enroll your spouse in the Live! Casino ∙ Hotel health plan,
you will pay a $75 surcharge per month. If your spouse does not have access to employer-sponsored
health coverage then you will not have to pay the surcharge. The surcharge does not apply to dental
and vision coverage. The surcharge also does not apply if both you and your spouse are employed
by Live! Casino ∙ Hotel. Be sure to answer the question on BeneTrac about your spouse’s eligibility
for other coverage in order for you to pay the correct amount for the health plan. Failure to certify your
spouse’s eligibility for other coverage will mean that you pay a higher cost for health coverage in 2017
Each team member is responsible for completing the enrollment information accurately. Any
misrepresentation, intentional omission, misleading statements, or falsification of records is a violation
of our Rules of Conduct and could result in collection of the applicable surcharge by the medical plan,
and/or disciplinary action up to and including termination of employment.
Smoking Cessat ion Program
All Live! Casino ∙ Hotel team members and members of their households are eligible to participate in
a smoking cessation program, Maryland Quit Now.
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To apply for the Maryland Quit Now tobacco cessation program, a team member should follow
these steps:
Enroll online at
www.smokingstopshere.comor call 1-800-QUIT-NOW
Establish a plan with a Quit Coach
Complete required follow-up calls with the coach
Upon completion of the program, request a “certificate of completion” from the coach
Turn in your certificate to the Benefits Department to begin receiving the discount
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Live! Casino ∙ Hotel’s health plans also cover the following tobacco cessation products to
assist team members in their efforts: Chantix, Nicotrol Nasal Spray, Nicotrol Cartridge,
and Zyban.