MD Live Enrollment Guide Version FINAL for FLIPPING BOOK

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What’s New for 2017
Live! Casino ∙ Hotel will continue to provide a broad benefits program with options designed to meet your
needs at affordable prices. Effective January 1, 2017, Live! Casino ∙ Hotel is offering:
 Payroll contributions for medical will increase slightly
 Cigna Personal Health Solutions
o Helps you access care thru pre-certification, find out in advance if a service is covered,
determine the cost, and avoid unnecessary procedures
o Handled by your physician
o Some examples of services requiring pre-certification:
 High-tech radiology (MRI, CAT scans, PET scans, Nuclear Cardiology)
 Durable Medical Equipment (specialty wheelchairs)
 Speech therapy
 Reminder: Benefit of getting in-network care –
o Save big when you use a doctor, hospital or facility that’s part of the Cigna network
 800,000 health care professionals; 15,000 hospitals and facilities
 No balance billing
What’s Not Changing in 2017
Even though we have exciting changes happening, some things will remain the same:
 Cigna Medical Plan – No change to the annual deductible, coinsurance, or out-of-pocket maximum
amounts
 Cigna Basic Life/AD&D and STD & LTD – 100% Employer Paid
 Supplemental Term Life Insurance for Employees, Spouse & Children continues to age 25 with
no changes in plan designs
 Avesis Vision
o Eyeglass discounts in stores such as Costco, Walmart, BJs, Target, Sams Club and others
 Dental Plan
o We will continue to offer two PPO Plans
 Live! Wellness Portal
o Comprehensive wellness program design to improve your health and well-being.
 Employee Assistance Program through Cigna
o A confidential program that helps you maintain a healthy and fulfilling life.
 24/7/365 access to a doctor with MDLIVE which is offered through Cigna
o MDLIVE connects you to a board-certified doctor by phone or online video chat. So, whether
you’re at home, at work or on vacation, a doctor is always in.