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Table of Contents

MEDICAL/RX: ......................................................................................................................................................... Page 8

DENTAL:................................................................................................................................................................. Page 10

VISION:................................................................................................................................................................... Page 11

BI-WEEKLY RATES: .............................................................................................................................................. Page 12

GROUP BASIC LIFE AND AD&D:.......................................................................................................................... Page 13

VOLUNTARY TERM LIFE AND AD&D: ................................................................................................................. Page 13

GROUP SHORT TERM DISABILITY (STD): ......................................................................................................... Page 14

GROUP LONG TERM DISABILITY (LTD):............................................................................................................. Page 14

AFLAC GROUP ACCIDENT: ................................................................................................................................. Page 14

AFLAC GROUP CRITICAL ILLNESS: ................................................................................................................... Page 14

ON-SITE CLINIC: ................................................................................................................................................... Page 15

RETIREMENT PLAN 401(K): ................................................................................................................................. Page 15

AUTO & HOME INSURANCE: ............................................................................................................................... Page 16

LEGAL SERVICES PLAN: ..................................................................................................................................... Page 16

PAID TIME OFF:..................................................................................................................................................... Page 17

LEAVES: ................................................................................................................................................................. Page 18

TUITION REIMBURSEMENT: ............................................................................................................................... Page 18-19

TEAM MEMBER DISCOUNTS: ............................................................................................................................. Page 19

LIVE! WELLNESS: ................................................................................................................................................. Page 19

EMPLOYEE ASSISTANCE PROGRAM: ............................................................................................................... Page 20

MDLIVE: ................................................................................................................................................................. Page 21

BENETRAC EMPLOYEE ONLINE ENROLLMENT GUIDE: ................................................................................. Page 22

UNDERSTANDING YOUR BENEFITS & GETTING THE MOST FOR YOUR BENEFITS: .................................. Pages 23-32

LEGAL NOTICES:

• Women’s Health and Cancer Rights Act Notice:....................................................................................... Page 33

• Newborns’ and Mothers’ Health Protection Act: ....................................................................................... Page 33

• HIPAA Privacy Notice ............................................................................................................................... Page 33

• COBRA Rights Notice ............................................................................................................................... Page 36

• Premium Assistance Under Medicaid and the

Children’s Health Insurance Program (CHIP): .......................................................................................... Page 38

• Special Enrollment Notice ......................................................................................................................... Page 39

• Exchange Notice ....................................................................................................................................... Page 39

• Important Notice from Live! Casino ∙ Hotel Casino about

Your Prescription Drug Coverage and Medicare: ..................................................................................... Page 39

BENEFIT CONTACT INFORMATION: .................................................................................................................. Page 44