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Unipres U.S.A. Employee Benefits Brokerage and Consulting Services RFP
Section V Partnership Structure/ Fiduciary Requirements
1. How do you ensure the objectivity of your analysis and recommendations in areas where your firm offers a
proprietary product?
We have a commitment to transparency for our clients. Whether for commission compensation, or third-party
services such as Section 125 Administration, COBRA Administration or other services, we remain committed to
delivering advice based on facts and circumstances. Our obligation is to serve our clients and to provide the best
possible solutions, which meet their needs and obligations. We partner with our clients, even at the expense of short
term profitability for our firm. We will protect Unipres’ interests and provide the best consulting solutions to suite
your needs.
2. Describe the amount of professional liability or errors and omissions insurance currently carried by your company.
Please indicate if you have had any claims filed against you for errors and omissions in the last five years and
provide a short description of such claims. Do you limit your liability to Unipres for your errors and omissions? If so,
how?
CBIZ, Inc., secures various and applicable insurance coverages under the corporate master insurance and risk
management program.
Coverages include but are not limited to Workers Compensation, General Liability, Automobile Liability, Crime (also
known as ‘Bonded’), Technology, Cyber and Professional Liability (sometimes referred to as Errors& Omissions
Insurance). Limits are commensurate with a firm the size of CBIZ Inc., and are no less than $1,000,000. Some of
the coverages contain retentions (deductibles) which are commensurate with the size and nature of our business.
Coverages are provided by insurance carriers that maintain, at minimum, a rating of A- by A.M. Best.
As an $840M company, with over 4,000 employees and over 100 locations, we have insurance and claims
commensurate with a company our size and nature of business. Much of the information contained in the claim files
is private and not subject to disclosure. A sample will be provided specific to your requirements upon request.