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CONF I DENT I A L │ PAGE 23

Benefits Consulting Services RFP

We are consistently researching the next innovations and solutions in employee benefits to stay ahead of the curve.

With these values in mind, we believe in researching and testing solutions. The following is a brief list of trending

cost containment strategies for an organization such as Unity to consider:

Risk Management

CBIZ proprietary Wellbeing Solutions is a tool used to evolve from wellness to wellbeing while leveraging the

resources of current systems and processes

Evaluating Network Performance related to direct contracting and high performance networks

Financial wellbeing resources integrating health and retirement benefits in a communication and education

strategy to optimize employee engagement

Utilization

Reference-based pricing as a tool to drastically lower utilization costs of facility providers such as hospitals

and surgical clinics

Alternate support settings, onsite clinics optimization and telemedicine as tools to lower utilization cost of

health care

Transparency tools to lower cost and employee out of pocket expense

Programs such as Dialysis carve out as tools to reduce expense

Funding

Well-designed self-funded plans as a tool to reduce plan expense and minimize ACA fees and taxes, evaluate

carve-out versus carve-in services

Data analytics tools to benchmark, identify and mitigate costly utilization patterns and evaluate self-funding

risk trends

Captive insurance arrangements

Pharmacy

Pharmacy management as a tool to eliminate redundancy of drugs, while managing at risk interactions

Pharmacy concierge programs to assist members and the plan in how to best manage their pharmacy costs.

Coalitions as a tool for self-funded plans to reduce expense

Open Enrollment Considerations

Web applications and videos to make the employee education process more dynamic

Independent counselors or call centers for the purpose of communication, education, consultation and

enrollment data collection

Private exchanges as an education and buying experience integrated with defined contribution employee

contribution model to fix employer expense

Low or no cost technology for the purpose of employee self-service and effective communication

Other

Wellbeing vendors and technology platforms to provide meaningful and engaging programs for employees